Compare policy options and decide renewal
Reasons the trade-offs between competing insurance quotes or renewal terms — premium, excess, limits, exclusions — against the assessed risk, and recommends whether to renew, switch, or adjust.
In / outCompeting quotes or renewal terms + assessed risk → recommended renewal/switch/adjust decision with reasoning
You might say…
“The quotes all looked different but I didn't know how to compare them on what actually mattered for my kind of work.”
What it does
Given competing quotes or renewal terms, reasons the trade-offs between premium, excess, coverage limits, and exclusions against the assessed risk, and recommends whether to renew, switch, or adjust. Used at the decision point of the annual or triggered insurance review.
Trigger: Use at the decision point of an insurance review when you have competing options and need a reasoned recommendation, not a price comparison.
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